:root {
  --navy: #052a5f;
  --navy-2: #0a3b78;
  --teal: #079aa6;
  --teal-2: #11b7c4;
  --aqua: #dff8fa;
  --mint: #f1fcfb;
  --ink: #17324d;
  --muted: #61758b;
  --line: #dcecf2;
  --white: #ffffff;
  --shadow: 0 22px 60px rgba(5, 42, 95, .10);
  --shadow-soft: 0 14px 40px rgba(5, 42, 95, .08);
  --radius: 28px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 92px; }
body {
  font-family: 'Inter', system-ui, -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  color: var(--ink);
  background: #fff;
  overflow-x: hidden;
}
a { text-decoration: none; }
img { max-width: 100%; }

.navbar {
  min-height: 82px;
  box-shadow: 0 8px 24px rgba(5, 42, 95, .05);
}
.brand-logo { width: 205px; height: auto; display: block; }
.nav-link {
  color: var(--ink);
  font-weight: 600;
  font-size: .95rem;
  border-radius: 999px;
  padding: .55rem .85rem !important;
}
.nav-link:hover, .nav-link.active { color: var(--teal); background: rgba(7, 154, 166, .07); }
.nav-access { color: var(--teal); font-weight: 700; padding: .55rem .85rem; }
.btn-pill { border-radius: 999px; padding-left: 1.35rem; padding-right: 1.35rem; font-weight: 700; }
.btn-primary {
  --bs-btn-bg: var(--teal);
  --bs-btn-border-color: var(--teal);
  --bs-btn-hover-bg: #067e89;
  --bs-btn-hover-border-color: #067e89;
  --bs-btn-active-bg: #046974;
  --bs-btn-active-border-color: #046974;
  box-shadow: 0 12px 24px rgba(7, 154, 166, .18);
}
.btn-outline-primary {
  --bs-btn-color: var(--teal);
  --bs-btn-border-color: var(--teal);
  --bs-btn-hover-bg: var(--teal);
  --bs-btn-hover-border-color: var(--teal);
}

.hero-section {
  padding: 145px 0 70px;
  min-height: 780px;
  background:
    radial-gradient(circle at 78% 17%, rgba(17, 183, 196, .14), transparent 32%),
    radial-gradient(circle at 0% 90%, rgba(17, 183, 196, .13), transparent 26%),
    linear-gradient(180deg, #f8fdfe 0%, #ffffff 86%);
}
.shape { position: absolute; border-radius: 50%; filter: blur(1px); pointer-events: none; }
.shape-1 { width: 520px; height: 520px; right: -190px; top: 120px; background: rgba(7, 154, 166, .09); }
.shape-2 { width: 360px; height: 360px; left: -160px; bottom: -120px; background: rgba(5, 42, 95, .06); }
.eyebrow, .section-kicker {
  display: inline-flex; align-items: center; gap: .45rem;
  color: var(--teal); font-weight: 800; letter-spacing: .02em;
  text-transform: uppercase; font-size: .82rem; margin-bottom: 1rem;
}
.hero-copy h1 {
  font-size: clamp(2.55rem, 5vw, 5.2rem);
  line-height: .98;
  letter-spacing: -.055em;
  color: var(--navy);
  font-weight: 850;
  max-width: 720px;
}
.hero-copy h1 span { color: var(--teal); }
.lead-text {
  font-size: 1.16rem;
  color: var(--muted);
  line-height: 1.7;
  max-width: 610px;
  margin: 1.5rem 0 2rem;
}
.hero-buttons { margin-bottom: 1.8rem; }
.benefit-pills { display: flex; flex-wrap: wrap; gap: .72rem; }
.benefit-pills span {
  display: inline-flex; align-items: center; gap: .5rem;
  padding: .75rem 1rem;
  background: rgba(255,255,255,.84);
  border: 1px solid var(--line);
  border-radius: 999px;
  color: var(--navy);
  font-weight: 700;
  font-size: .88rem;
  box-shadow: 0 10px 30px rgba(5, 42, 95, .06);
}
.benefit-pills i { color: var(--teal); font-size: 1.1rem; }
.hero-visual { position: relative; }
.rounded-hero { border-radius: 42px; width: 100%; object-fit: cover; border: 1px solid rgba(7, 154, 166, .12); }
.shadow-soft { box-shadow: var(--shadow); }
.floating-card {
  position: absolute;
  display: flex; align-items: center; gap: .75rem;
  background: rgba(255,255,255,.92);
  backdrop-filter: blur(16px);
  border: 1px solid rgba(220,236,242,.85);
  border-radius: 18px;
  padding: .85rem 1rem;
  box-shadow: var(--shadow-soft);
}
.floating-card i {
  display: grid; place-items: center;
  width: 42px; height: 42px;
  border-radius: 50%; color: white; background: linear-gradient(135deg, var(--teal), var(--navy));
}
.floating-card strong { display: block; color: var(--navy); font-size: .92rem; }
.floating-card small { display: block; color: var(--muted); font-size: .75rem; }
.card-top { top: 42px; left: -34px; }
.card-bottom { bottom: 44px; right: -22px; }

.trust-section { margin-top: -22px; padding-bottom: 48px; }
.trust-panel {
  background: rgba(255,255,255,.9);
  border: 1px solid var(--line);
  box-shadow: var(--shadow-soft);
  border-radius: var(--radius);
  padding: 2.2rem;
}
.section-heading { text-align: center; max-width: 790px; margin: 0 auto 3rem; }
.section-heading.compact { margin-bottom: 1.8rem; }
.section-heading h2, .resources-section h2, .contact-info h2 {
  color: var(--navy); font-weight: 850; letter-spacing: -.035em;
  font-size: clamp(2rem, 4vw, 3.2rem);
}
.section-heading p, .resources-section p, .contact-info p { color: var(--muted); line-height: 1.75; font-size: 1.05rem; }
.section-heading span:not(.section-kicker) {
  display: block; width: 70px; height: 4px; background: var(--teal); border-radius: 999px; margin: 1rem auto 0;
}
.value-item { display: flex; gap: 1rem; align-items: flex-start; }
.value-item i {
  flex: 0 0 auto; width: 54px; height: 54px; border-radius: 18px;
  display: grid; place-items: center;
  color: var(--teal); background: var(--mint); border: 1px solid var(--line); font-size: 1.55rem;
}
.value-item h3 { font-size: 1.02rem; font-weight: 800; color: var(--navy); margin-bottom: .25rem; }
.value-item p { color: var(--muted); margin: 0; font-size: .9rem; line-height: 1.45; }
.logo-strip {
  margin-top: 2rem; padding-top: 1.45rem; border-top: 1px solid var(--line);
  display: flex; flex-wrap: wrap; justify-content: center; gap: 2rem;
  color: #9aa9b8; font-weight: 800; letter-spacing: .04em;
}
.logo-strip i { margin-right: .35rem; }


.legal-section {
  padding: 24px 0 62px;
  background: linear-gradient(180deg, #ffffff 0%, #f7fcfd 100%);
}
.legal-card {
  position: relative;
  display: grid;
  grid-template-columns: auto 1fr minmax(230px, 320px);
  gap: 1.6rem;
  align-items: center;
  padding: clamp(1.5rem, 3vw, 2.4rem);
  border: 1px solid rgba(7,154,166,.18);
  border-radius: 30px;
  background:
    radial-gradient(circle at 0% 0%, rgba(17,183,196,.11), transparent 32%),
    linear-gradient(135deg, rgba(255,255,255,.96), rgba(241,252,251,.96));
  box-shadow: var(--shadow-soft);
  overflow: hidden;
}
.legal-card::after {
  content: '';
  position: absolute;
  width: 240px;
  height: 240px;
  right: -85px;
  top: -110px;
  border-radius: 50%;
  border: 1px solid rgba(7,154,166,.16);
}
.legal-icon {
  width: 76px;
  height: 76px;
  border-radius: 24px;
  display: grid;
  place-items: center;
  background: linear-gradient(135deg, var(--navy), var(--teal));
  color: #fff;
  font-size: 2rem;
  box-shadow: 0 18px 40px rgba(5,42,95,.14);
}
.legal-content { position: relative; z-index: 1; }
.legal-content .section-kicker { margin-bottom: .55rem; }
.legal-content h2 {
  color: var(--navy);
  font-weight: 850;
  letter-spacing: -.035em;
  font-size: clamp(1.6rem, 3vw, 2.45rem);
  margin-bottom: .85rem;
}
.legal-content p {
  color: var(--muted);
  line-height: 1.72;
  margin-bottom: 1.15rem;
}
.legal-points {
  display: flex;
  flex-wrap: wrap;
  gap: .65rem;
}
.legal-points span {
  display: inline-flex;
  align-items: center;
  gap: .45rem;
  padding: .58rem .82rem;
  border: 1px solid var(--line);
  background: rgba(255,255,255,.8);
  border-radius: 999px;
  color: var(--navy);
  font-size: .88rem;
  font-weight: 750;
}
.legal-points i { color: var(--teal); }
.legal-note {
  position: relative;
  z-index: 1;
  padding: 1.2rem;
  border-radius: 22px;
  background: #fff;
  border: 1px solid var(--line);
  box-shadow: 0 14px 34px rgba(5,42,95,.07);
}
.legal-note strong {
  display: block;
  color: var(--navy);
  font-size: 1.05rem;
  margin-bottom: .35rem;
}
.legal-note small {
  display: block;
  color: var(--muted);
  line-height: 1.5;
}

.section-padding { padding: 86px 0; }
.solution-card, .resource-card, .process-step, .plan-card, .contact-form, .contact-info {
  background: #fff; border: 1px solid var(--line); border-radius: 26px; box-shadow: var(--shadow-soft);
}
.solution-card { padding: 2rem 1.35rem; text-align: center; transition: transform .2s ease, box-shadow .2s ease; }
.solution-card:hover, .plan-card:hover, .resource-card:hover { transform: translateY(-5px); box-shadow: var(--shadow); }
.icon-circle, .plan-icon, .step-icon {
  margin: 0 auto 1.25rem; width: 76px; height: 76px; border-radius: 50%;
  display: grid; place-items: center; background: var(--aqua); color: var(--teal); font-size: 2rem;
}
.solution-card h3, .resource-card h3, .process-step h3, .plan-card h3 { color: var(--navy); font-weight: 850; font-size: 1.25rem; letter-spacing: -.025em; }
.solution-card p, .resource-card p, .process-step p { color: var(--muted); line-height: 1.65; font-size: .95rem; }
.solution-card::after { content: ''; display: block; width: 44px; height: 4px; background: var(--teal); border-radius: 999px; margin: 1.4rem auto 0; }
.solution-card.feature { background: linear-gradient(180deg, #e8fbfd, #f8ffff); border-color: rgba(7,154,166,.22); }
.solution-card.feature h3 { color: var(--teal); }

.process-section { background: linear-gradient(180deg, #ffffff, #f6fcfd); }
.process-row { counter-reset: step; }
.process-step { text-align: center; padding: 2rem 1.3rem; position: relative; height: 100%; }
.step-number {
  position: absolute; top: 18px; left: 18px; width: 34px; height: 34px;
  display: grid; place-items: center; border-radius: 50%; background: var(--navy); color: #fff; font-weight: 800;
}
.process-step::after {
  content: '›'; position: absolute; right: -18px; top: 42%; transform: translateY(-50%);
  color: var(--teal); font-size: 3rem; font-weight: 300;
}
.process-row > div:last-child .process-step::after { display: none; }
.assurance-strip {
  margin: 2rem auto 0; max-width: 980px; display: flex; flex-wrap: wrap; justify-content: center; gap: 0;
  background: #fff; border: 1px solid var(--line); border-radius: 999px; box-shadow: var(--shadow-soft); overflow: hidden;
}
.assurance-strip span { padding: 1rem 1.25rem; color: var(--navy); font-weight: 750; font-size: .92rem; border-right: 1px solid var(--line); }
.assurance-strip span:last-child { border-right: 0; }
.assurance-strip i { color: var(--teal); margin-right: .45rem; }

.plans-section { background: #fff; }
.plan-card { position: relative; padding: 2.35rem; overflow: hidden; transition: transform .2s ease, box-shadow .2s ease; }
.plan-card::before {
  content: ''; position: absolute; left: 0; right: 0; bottom: 0; height: 12px;
  background: linear-gradient(90deg, var(--navy), var(--teal));
}
.plan-card h3 { text-align: center; font-size: 1.7rem; margin-bottom: 1.4rem; }
.plan-card h3::after { content: ''; display: block; width: 50px; height: 4px; background: var(--teal); border-radius: 999px; margin: .55rem auto 0; }
.plan-card ul { list-style: none; padding: 0; margin: 0 0 1.6rem; }
.plan-card li { display: flex; gap: .65rem; padding: .75rem 0; border-bottom: 1px solid var(--line); color: var(--ink); font-weight: 600; }
.plan-card li i { color: var(--teal); }
.plan-card.premium { border-color: var(--teal); box-shadow: 0 24px 70px rgba(7, 154, 166, .18); }
.premium-ribbon { position: absolute; top: 0; right: 25px; width: 48px; height: 62px; background: var(--teal); color: #fff; display: grid; place-items: center; border-radius: 0 0 12px 12px; }
.plans-note { text-align: center; margin-top: 2rem; color: var(--muted); font-size: 1.05rem; }
.plans-note i, .plans-note strong { color: var(--teal); }

.resources-section { background: linear-gradient(180deg, #f7fcfd, #ffffff); }
.resource-card { padding: 1.55rem; height: 100%; }
.resource-card i { color: var(--teal); font-size: 2rem; margin-bottom: .9rem; display: inline-block; }
.resource-card h3 { font-size: 1.15rem; }

.cta-section { padding: 35px 0 90px; }
.cta-panel {
  border-radius: 30px; padding: clamp(2rem, 4vw, 4rem);
  color: #fff; background: linear-gradient(120deg, var(--teal), var(--navy));
  display: flex; align-items: center; justify-content: space-between; gap: 2rem;
  box-shadow: var(--shadow);
  position: relative; overflow: hidden;
}
.cta-panel::after { content: ''; position: absolute; right: -100px; top: -100px; width: 320px; height: 320px; border: 1px solid rgba(255,255,255,.25); border-radius: 50%; }
.cta-panel h2 { font-size: clamp(1.7rem, 3.5vw, 3rem); font-weight: 850; letter-spacing: -.035em; max-width: 750px; position: relative; z-index: 1; }
.cta-panel p { color: rgba(255,255,255,.78); margin: .8rem 0 0; max-width: 680px; position: relative; z-index: 1; }
.cta-actions { display: flex; gap: .85rem; flex-wrap: wrap; position: relative; z-index: 1; }

.contact-section { background: #f7fcfd; }
.contact-info, .contact-form { padding: clamp(1.5rem, 3vw, 2.5rem); }
.contact-line { display: flex; gap: .9rem; align-items: flex-start; margin: 1rem 0; color: var(--ink); font-weight: 650; }
.contact-line i { color: var(--teal); font-size: 1.25rem; }
.contact-line a { color: var(--ink); }
.privacy-box { display: flex; gap: .85rem; margin-top: 1.8rem; padding: 1rem; background: var(--mint); border: 1px solid var(--line); border-radius: 18px; color: var(--muted); font-size: .92rem; line-height: 1.55; }
.privacy-box i { color: var(--teal); font-size: 1.2rem; margin-top: .12rem; }
.form-control, .form-select { border-radius: 14px; border-color: var(--line); padding: .88rem 1rem; }
.form-control:focus, .form-select:focus { border-color: var(--teal); box-shadow: 0 0 0 .25rem rgba(7,154,166,.12); }
.form-label { color: var(--navy); font-weight: 750; }
.form-hint { color: var(--muted); display: inline-block; margin-left: 1rem; font-size: .9rem; }

.site-footer { padding: 72px 0 0; background: #fff; border-top: 1px solid var(--line); }
.footer-logo { width: 230px; margin-bottom: 1rem; }
.site-footer p { color: var(--muted); max-width: 380px; line-height: 1.7; }
.site-footer h3 { color: var(--navy); font-size: 1rem; font-weight: 850; margin-bottom: 1rem; }
.site-footer a { display: block; color: var(--muted); margin: .55rem 0; font-weight: 600; }
.site-footer a:hover { color: var(--teal); }
.social-links { display: flex; gap: .75rem; margin-top: 1rem; }
.social-links a { width: 40px; height: 40px; display: grid; place-items: center; color: #fff; background: var(--navy); border-radius: 50%; margin: 0; }
.footer-bottom { margin-top: 3rem; padding: 1rem 0; border-top: 1px solid var(--line); display: flex; justify-content: space-between; flex-wrap: wrap; gap: 1rem; color: var(--muted); font-size: .9rem; }
.footer-bottom a { display: inline; margin: 0; }

@media (max-width: 1199.98px) {
  .process-step::after { display: none; }
  .hero-section { min-height: auto; }
}
@media (max-width: 991.98px) {
  .legal-card { grid-template-columns: 1fr; }
  .legal-icon { width: 64px; height: 64px; border-radius: 20px; }
  .navbar-collapse { padding: 1rem 0; }
  .hero-section { padding-top: 120px; }
  .card-top { left: 14px; top: 24px; }
  .card-bottom { right: 14px; bottom: 24px; }
  .cta-panel { flex-direction: column; align-items: flex-start; }
  .assurance-strip { border-radius: 24px; }
  .assurance-strip span { width: 50%; border-bottom: 1px solid var(--line); }
}
@media (max-width: 575.98px) {
  .brand-logo { width: 170px; }
  .hero-copy h1 { font-size: 2.45rem; }
  .section-padding { padding: 64px 0; }
  .trust-panel { padding: 1.4rem; }
  .floating-card { position: static; margin-top: .8rem; }
  .assurance-strip span { width: 100%; border-right: 0; }
  .form-hint { display: block; margin-left: 0; margin-top: .8rem; }
  .footer-bottom { flex-direction: column; }
}